/*
 * Commercial loan application form.
 *
 * Every rule is scoped under .hkloan and every class is prefixed hkl- so the
 * form can drop into any theme without leaking styles or colliding with common
 * names like .card, .btn or .nav. Accent shades arrive as custom properties
 * written inline by PHP from the single colour set in Settings.
 */

.hkloan {
	--hkl-ink: #17211e;
	--hkl-ink-2: #3c4a45;
	--hkl-ink-3: #6b7873;
	--hkl-paper: #fbfbf9;
	--hkl-card: #fff;
	--hkl-rule: #dfe3da;
	--hkl-rule-soft: #edefe8;
	--hkl-good: #2b6a4f;
	--hkl-good-tint: #edf5f0;
	--hkl-warn: #a63a26;
	--hkl-warn-tint: #fbefec;
	--hkl-radius: 10px;
	--hkl-radius-sm: 7px;
	--hkl-font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;

	box-sizing: border-box;
	margin: 0;
	background: var(--hkl-paper);
	color: var(--hkl-ink);
	font-family: var(--hkl-font);
	font-size: 16px;
	line-height: 1.55;
	-webkit-text-size-adjust: 100%;
	-webkit-font-smoothing: antialiased;
	font-variant-numeric: tabular-nums;
}

.hkloan *,
.hkloan *::before,
.hkloan *::after {
	box-sizing: inherit;
}

.hkloan h1,
.hkloan h2,
.hkloan h3,
.hkloan h4,
.hkloan p {
	margin: 0;
}

/* ── Masthead ───────────────────────────────────────────────────────────── */

.hkloan .hkl-head {
	position: sticky;
	top: 0;
	z-index: 30;
	background: var(--hkl-ink);
	color: #fff;
	padding-top: env(safe-area-inset-top);
}

.hkloan .hkl-head-in {
	display: flex;
	align-items: center;
	gap: 12px;
	max-width: 720px;
	margin: 0 auto;
	padding: 12px 16px 10px;
}

/* Monogram: a small accent tile. */
.hkloan .hkl-mark {
	flex: 0 0 34px;
	width: 34px;
	height: 34px;
	border-radius: 8px;
	display: grid;
	place-items: center;
	overflow: hidden;
	background: var(--hkl-accent, #5f7f23);
	color: #fff;
	font-size: 13.5px;
	font-weight: 600;
	letter-spacing: 0.02em;
}

/*
 * Logo: sits on a light plate, not the accent tile. Most supplied logos are
 * dark artwork on transparency, which disappears against the dark masthead,
 * and a 34px square crushes a wordmark into illegibility. The plate gives any
 * logo a light backing and lets a wide mark keep its aspect ratio.
 */
.hkloan .hkl-mark-logo {
	flex: 0 0 auto;
	width: auto;
	max-width: 190px;
	height: 38px;
	padding: 5px 10px;
	border-radius: 7px;
	background: #fff;
}

.hkloan .hkl-mark-logo img {
	display: block;
	width: auto;
	max-width: 100%;
	height: 100%;
	object-fit: contain;
}

@media (max-width: 420px) {
	.hkloan .hkl-mark-logo {
		max-width: 132px;
		height: 34px;
	}
}

.hkloan .hkl-ident-name {
	font-size: 15px;
	font-weight: 600;
	line-height: 1.2;
}

/* The form's own name, so the masthead identifies the task, not the advisor. */
.hkloan .hkl-head-form {
	margin-left: auto;
	font-size: 12.5px;
	font-weight: 500;
	color: #93a39c;
	white-space: nowrap;
}

.hkloan .hkl-progress {
	background: var(--hkl-ink);
	padding-bottom: 12px;
}

.hkloan .hkl-progress-in {
	max-width: 720px;
	margin: 0 auto;
	padding: 0 16px;
}

.hkloan .hkl-track {
	height: 3px;
	border-radius: 99px;
	background: rgba(255, 255, 255, 0.18);
	overflow: hidden;
}

.hkloan .hkl-bar {
	display: block;
	height: 100%;
	width: 0;
	border-radius: 99px;
	background: var(--hkl-accent-line, #c6dd8f);
	transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.hkloan .hkl-track-label {
	display: flex;
	justify-content: space-between;
	gap: 12px;
	margin-top: 7px;
	font-size: 12.5px;
	color: #a4b3ac;
}

/* ── Layout ─────────────────────────────────────────────────────────────── */

.hkloan .hkl-main {
	max-width: 720px;
	margin: 0 auto;
	padding: 26px 16px 140px;
	outline: none;
}

.hkloan .hkl-step-title {
	font-size: 25px;
	line-height: 1.22;
	font-weight: 600;
	letter-spacing: -0.015em;
	margin-bottom: 6px;
}

.hkloan .hkl-step-intro {
	color: var(--hkl-ink-2);
	font-size: 15px;
	max-width: 60ch;
	margin-bottom: 22px;
}

.hkloan .hkl-card {
	background: var(--hkl-card);
	border: 1px solid var(--hkl-rule);
	border-radius: var(--hkl-radius);
	padding: 18px 16px;
	margin-bottom: 14px;
}

.hkloan .hkl-card-title {
	font-size: 17px;
	font-weight: 600;
	letter-spacing: -0.01em;
	margin-bottom: 3px;
}

.hkloan .hkl-card-note {
	font-size: 13.5px;
	color: var(--hkl-ink-3);
	margin-bottom: 15px;
}

/* ── Fields ─────────────────────────────────────────────────────────────── */

.hkloan .hkl-field {
	margin-bottom: 18px;
}

.hkloan .hkl-field:last-child {
	margin-bottom: 0;
}

.hkloan .hkl-label {
	display: block;
	font-size: 15px;
	font-weight: 600;
	margin-bottom: 2px;
}

.hkloan .hkl-req {
	color: var(--hkl-warn);
	font-weight: 400;
}

.hkloan .hkl-help {
	font-size: 13.5px;
	color: var(--hkl-ink-3);
	margin: 2px 0 8px;
}

.hkloan input[type="text"],
.hkloan input[type="tel"],
.hkloan input[type="email"],
.hkloan input[type="date"],
.hkloan select,
.hkloan textarea {
	width: 100%;
	font-family: inherit;
	/* 16px minimum stops iOS Safari zooming in on focus. */
	font-size: 16px;
	color: var(--hkl-ink);
	background: #fff;
	border: 1.5px solid var(--hkl-rule);
	border-radius: var(--hkl-radius-sm);
	padding: 12px 13px;
	min-height: 48px;
	transition: border-color 0.15s, box-shadow 0.15s;
	appearance: none;
	-webkit-appearance: none;
}

.hkloan select {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236b7873' d='M1 1.5 6 6.5l5-5'/%3E%3C/svg%3E");
	background-repeat: no-repeat;
	background-position: right 14px center;
	padding-right: 36px;
}

.hkloan textarea {
	min-height: 96px;
	line-height: 1.5;
	resize: vertical;
}

.hkloan input:focus,
.hkloan select:focus,
.hkloan textarea:focus {
	outline: none;
	border-color: var(--hkl-accent, #5f7f23);
	box-shadow: 0 0 0 3px var(--hkl-accent-glow, #e8f0d6);
}

.hkloan .hkl-bad {
	border-color: var(--hkl-warn) !important;
	background: var(--hkl-warn-tint);
}

.hkloan .hkl-err {
	display: none;
	font-size: 13px;
	font-weight: 500;
	color: var(--hkl-warn);
	margin-top: 6px;
}

.hkloan .hkl-err.is-on {
	display: block;
}

.hkloan .hkl-money {
	position: relative;
}

.hkloan .hkl-money-sym {
	position: absolute;
	left: 13px;
	top: 50%;
	transform: translateY(-50%);
	color: var(--hkl-ink-3);
	font-size: 16px;
	pointer-events: none;
}

.hkloan .hkl-money input {
	padding-left: 28px;
}

.hkloan .hkl-row {
	display: grid;
	gap: 12px;
}

@media (min-width: 560px) {
	.hkloan .hkl-row-two {
		grid-template-columns: 1fr 1fr;
	}

	.hkloan .hkl-row-csz {
		grid-template-columns: 2fr 1fr 1fr;
	}
}

/* ── Choices ────────────────────────────────────────────────────────────── */

.hkloan .hkl-choices {
	display: grid;
	gap: 8px;
}

.hkloan .hkl-choices-inline {
	grid-template-columns: 1fr 1fr;
}

.hkloan .hkl-choice {
	display: flex;
	align-items: flex-start;
	gap: 11px;
	min-height: 48px;
	padding: 12px 13px;
	background: #fff;
	border: 1.5px solid var(--hkl-rule);
	border-radius: var(--hkl-radius-sm);
	cursor: pointer;
	transition: border-color 0.15s, background 0.15s;
}

.hkloan .hkl-choice:hover {
	border-color: var(--hkl-accent-line, #c6dd8f);
}

.hkloan .hkl-choice input {
	appearance: none;
	-webkit-appearance: none;
	position: relative;
	flex: 0 0 20px;
	width: 20px;
	height: 20px;
	margin: 1px 0 0;
	background: #fff;
	border: 1.5px solid #9aa8a2;
	cursor: pointer;
}

.hkloan .hkl-choice input[type="radio"] {
	border-radius: 50%;
}

.hkloan .hkl-choice input[type="checkbox"] {
	border-radius: 5px;
}

.hkloan .hkl-choice input:checked {
	background: var(--hkl-accent, #5f7f23);
	border-color: var(--hkl-accent, #5f7f23);
}

.hkloan .hkl-choice input[type="radio"]:checked::after {
	content: "";
	position: absolute;
	inset: 4.5px;
	background: #fff;
	border-radius: 50%;
}

.hkloan .hkl-choice input[type="checkbox"]:checked::after {
	content: "";
	position: absolute;
	left: 6px;
	top: 2px;
	width: 5px;
	height: 10px;
	border: solid #fff;
	border-width: 0 2.2px 2.2px 0;
	transform: rotate(43deg);
}

.hkloan .hkl-choice:has(input:checked) {
	border-color: var(--hkl-accent, #5f7f23);
	background: var(--hkl-accent-tint, #f4f8e9);
}

.hkloan .hkl-choice input:focus-visible {
	outline: 2px solid var(--hkl-accent, #5f7f23);
	outline-offset: 2px;
}

.hkloan .hkl-choice-text {
	font-size: 15px;
	line-height: 1.4;
}

.hkloan .hkl-choice-sub {
	display: block;
	font-size: 13px;
	color: var(--hkl-ink-3);
	margin-top: 1px;
}

/* ── Official wording ───────────────────────────────────────────────────── */

.hkloan .hkl-official {
	margin-top: 9px;
}

.hkloan .hkl-official summary {
	display: inline-flex;
	align-items: center;
	gap: 5px;
	list-style: none;
	padding: 4px 0;
	font-size: 13px;
	font-weight: 600;
	color: var(--hkl-accent-dark, #4a6419);
	cursor: pointer;
	user-select: none;
}

.hkloan .hkl-official summary::-webkit-details-marker {
	display: none;
}

.hkloan .hkl-official summary::before {
	content: "";
	width: 7px;
	height: 7px;
	border-right: 1.6px solid currentColor;
	border-bottom: 1.6px solid currentColor;
	transform: rotate(-45deg);
	transition: transform 0.15s;
}

.hkloan .hkl-official[open] summary::before {
	transform: rotate(45deg);
}

.hkloan .hkl-official summary:hover {
	text-decoration: underline;
}

.hkloan .hkl-official-body {
	margin-top: 6px;
	padding: 12px 14px;
	background: var(--hkl-accent-tint, #f4f8e9);
	border-left: 2.5px solid var(--hkl-accent-line, #c6dd8f);
	border-radius: 0 var(--hkl-radius-sm) var(--hkl-radius-sm) 0;
	font-size: 14px;
	line-height: 1.6;
	color: var(--hkl-ink-2);
}

.hkloan .hkl-official-src {
	display: block;
	margin-top: 8px;
	font-size: 12px;
	color: var(--hkl-ink-3);
}

/* ── Notes and tallies ──────────────────────────────────────────────────── */

.hkloan .hkl-note {
	margin: 14px 0;
	padding: 12px 14px;
	border-radius: var(--hkl-radius-sm);
	border: 1px solid var(--hkl-rule);
	background: #f3f5f0;
	font-size: 14px;
	line-height: 1.5;
	color: var(--hkl-ink-2);
}

.hkloan .hkl-note-ok {
	background: var(--hkl-good-tint);
	border-color: #c6ded1;
	color: #1e4e3c;
}

.hkloan .hkl-note-warn {
	background: var(--hkl-warn-tint);
	border-color: #f0cec7;
	color: #7d2a1b;
}

.hkloan .hkl-note strong {
	font-weight: 600;
}

.hkloan .hkl-tally {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	gap: 12px;
	margin-top: 14px;
	padding: 13px 15px;
	border: 1px solid var(--hkl-rule);
	border-radius: var(--hkl-radius-sm);
	background: #f3f5f0;
}

.hkloan .hkl-tally-label {
	font-size: 13.5px;
	font-weight: 500;
	color: var(--hkl-ink-2);
}

.hkloan .hkl-tally-value {
	font-size: 18px;
	font-weight: 600;
	letter-spacing: -0.01em;
}

.hkloan .hkl-tally-ok {
	background: var(--hkl-good-tint);
	border-color: #c6ded1;
}

.hkloan .hkl-tally-ok .hkl-tally-value {
	color: var(--hkl-good);
}

.hkloan .hkl-tally-bad {
	background: var(--hkl-warn-tint);
	border-color: #f0cec7;
}

.hkloan .hkl-tally-bad .hkl-tally-value {
	color: var(--hkl-warn);
}

/* ── Owners ─────────────────────────────────────────────────────────────── */

.hkloan .hkl-owner {
	margin-bottom: 13px;
	background: #fff;
	border: 1px solid var(--hkl-rule);
	border-radius: var(--hkl-radius);
	overflow: hidden;
}

.hkloan .hkl-owner-head {
	display: flex;
	align-items: center;
	gap: 10px;
	padding: 11px 14px;
	background: #f3f5f0;
	border-bottom: 1px solid var(--hkl-rule);
}

.hkloan .hkl-owner-n {
	flex: 0 0 24px;
	width: 24px;
	height: 24px;
	display: grid;
	place-items: center;
	border-radius: 6px;
	background: var(--hkl-ink);
	color: #fff;
	font-size: 12.5px;
	font-weight: 600;
}

.hkloan .hkl-owner-name {
	flex: 1;
	min-width: 0;
	font-size: 15px;
	font-weight: 600;
	overflow: hidden;
	text-overflow: ellipsis;
	white-space: nowrap;
}

.hkloan .hkl-owner-body {
	padding: 16px 14px;
}

.hkloan .hkl-linkbtn {
	padding: 6px 4px;
	background: none;
	border: none;
	font-family: inherit;
	font-size: 13.5px;
	font-weight: 600;
	color: var(--hkl-warn);
	cursor: pointer;
}

.hkloan .hkl-linkbtn:hover {
	text-decoration: underline;
}

.hkloan .hkl-addbtn {
	width: 100%;
	min-height: 48px;
	padding: 13px;
	background: var(--hkl-accent-tint, #f4f8e9);
	border: 1.5px dashed var(--hkl-accent-line, #c6dd8f);
	border-radius: var(--hkl-radius-sm);
	font-family: inherit;
	font-size: 15px;
	font-weight: 600;
	color: var(--hkl-accent-dark, #4a6419);
	cursor: pointer;
}

.hkloan .hkl-addbtn:disabled {
	opacity: 0.5;
	cursor: not-allowed;
}

/* ── Question rows ──────────────────────────────────────────────────────── */

.hkloan .hkl-question {
	padding-top: 17px;
	margin-bottom: 20px;
	border-top: 1px solid var(--hkl-rule-soft);
}

.hkloan .hkl-question:first-child {
	padding-top: 0;
	border-top: none;
}

.hkloan .hkl-question .hkl-choices {
	margin-top: 10px;
}

/* ── Review ─────────────────────────────────────────────────────────────── */

.hkloan .hkl-rev-group {
	padding: 15px 0;
	border-top: 1px solid var(--hkl-rule-soft);
}

.hkloan .hkl-rev-group:first-child {
	padding-top: 0;
	border-top: none;
}

.hkloan .hkl-rev-title {
	font-size: 14px;
	font-weight: 600;
	color: var(--hkl-ink);
	margin-bottom: 8px;
}

.hkloan .hkl-rev-row {
	display: flex;
	gap: 14px;
	padding: 5px 0;
	font-size: 14.5px;
	align-items: baseline;
}

.hkloan .hkl-rev-key {
	flex: 0 0 42%;
	color: var(--hkl-ink-3);
}

.hkloan .hkl-rev-val {
	flex: 1;
	font-weight: 500;
	word-break: break-word;
	white-space: pre-line;
}

.hkloan .hkl-rev-val.is-empty {
	color: #aab4af;
	font-weight: 400;
	font-style: italic;
}

/* ── Navigation ─────────────────────────────────────────────────────────── */

.hkloan .hkl-nav {
	position: fixed;
	left: 0;
	right: 0;
	bottom: 0;
	z-index: 30;
	padding: 11px 16px calc(11px + env(safe-area-inset-bottom));
	background: rgba(255, 255, 255, 0.95);
	backdrop-filter: blur(10px);
	border-top: 1px solid var(--hkl-rule);
}

.hkloan .hkl-nav-in {
	display: flex;
	align-items: center;
	gap: 10px;
	max-width: 720px;
	margin: 0 auto;
}

.hkloan .hkl-btn {
	min-height: 50px;
	padding: 13px 20px;
	border: 1.5px solid transparent;
	border-radius: var(--hkl-radius-sm);
	font-family: inherit;
	font-size: 15.5px;
	font-weight: 600;
	cursor: pointer;
	transition: background 0.15s, border-color 0.15s;
}

.hkloan .hkl-btn-go {
	flex: 1;
	background: var(--hkl-ink);
	color: #fff;
}

.hkloan .hkl-btn-go:hover {
	background: #253430;
}

.hkloan .hkl-btn-submit {
	flex: 1;
	background: var(--hkl-accent, #5f7f23);
	color: #fff;
}

.hkloan .hkl-btn-submit:hover {
	background: var(--hkl-accent-dark, #4a6419);
}

.hkloan .hkl-btn-quiet {
	background: #fff;
	color: var(--hkl-ink-2);
	border-color: var(--hkl-rule);
}

.hkloan .hkl-btn-quiet:hover {
	border-color: var(--hkl-ink-3);
}

.hkloan .hkl-btn:disabled {
	opacity: 0.55;
	cursor: not-allowed;
}

.hkloan .hkl-btn:focus-visible {
	outline: 2.5px solid var(--hkl-accent-dark, #4a6419);
	outline-offset: 2px;
}

.hkloan .hkl-actions {
	display: grid;
	gap: 9px;
}

/* ── Footer ─────────────────────────────────────────────────────────────── */

.hkloan .hkl-foot {
	max-width: 720px;
	margin: 0 auto;
	padding: 22px 16px 130px;
	border-top: 1px solid var(--hkl-rule);
	font-size: 12px;
	line-height: 1.6;
	color: #8a938f;
}

.hkloan .hkl-foot-legal p {
	margin-bottom: 8px;
	max-width: 72ch;
}

.hkloan .hkl-foot-legal p:last-child {
	margin-bottom: 0;
}

.hkloan .hkl-foot-contact {
	margin-top: 14px;
	padding-top: 12px;
	border-top: 1px solid var(--hkl-rule-soft);
	font-size: 13px;
	color: var(--hkl-ink-2);
}

.hkloan .hkl-foot-contact a {
	color: var(--hkl-accent-dark, #4a6419);
	text-decoration: underline;
	text-underline-offset: 2px;
	font-weight: 500;
}

.hkloan .hkl-foot-contact a + a {
	margin-left: 14px;
}

/*
 * Attribution. Deliberately the quietest thing on the page: no underline, no
 * accent colour, one step smaller than the disclaimer. It should read as a
 * maker's mark, not a second advert.
 */
.hkloan .hkl-foot-credit {
	margin-top: 16px;
	font-size: 11.5px;
	color: #a8b0ac;
}

.hkloan .hkl-foot-credit a {
	color: inherit;
	text-decoration: none;
	border-bottom: 1px solid #d4d9d5;
	padding-bottom: 1px;
	transition: color 0.15s, border-color 0.15s;
}

.hkloan .hkl-foot-credit a:hover {
	color: var(--hkl-ink-2);
	border-color: var(--hkl-ink-3);
}

/* ── Staff annotations ──────────────────────────────────────────────────── */

.hkloan .hkl-pdfkey {
	display: inline-block;
	margin-left: 6px;
	padding: 1px 5px;
	border: 1px solid var(--hkl-rule);
	border-radius: 4px;
	background: #f3f5f0;
	font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
	font-size: 10.5px;
	font-weight: 400;
	color: var(--hkl-ink-3);
	vertical-align: middle;
}

/* ── Screen reader only ─────────────────────────────────────────────────── */

.hkloan .hkl-sr {
	position: absolute !important;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	white-space: nowrap;
	border: 0;
}

/* ── Print ──────────────────────────────────────────────────────────────── */

@media print {
	.hkloan .hkl-head,
	.hkloan .hkl-nav,
	.hkloan .hkl-official,
	.hkloan .hkl-pdfkey,
	.hkloan .hkl-no-print {
		display: none !important;
	}

	.hkloan {
		background: #fff;
		font-size: 11pt;
	}

	.hkloan .hkl-main,
	.hkloan .hkl-foot {
		max-width: 100%;
		padding: 0;
	}

	.hkloan .hkl-card {
		border: none;
		padding: 0;
		margin: 0;
	}

	.hkloan .hkl-rev-group {
		break-inside: avoid;
	}
}

@media (prefers-reduced-motion: reduce) {
	.hkloan * {
		transition: none !important;
		animation: none !important;
	}
}


/* ── Grid ───────────────────────────────────────────────────────────────── */

.hkloan .hkl-grid {
	display: grid;
	grid-template-columns: repeat(12, 1fr);
	gap: 0 14px;
}

.hkloan .hkl-grid > * {
	grid-column: span 12;
}

@media (min-width: 560px) {
	.hkloan .hkl-col-2 { grid-column: span 6; }
	.hkloan .hkl-col-csz:nth-of-type(3n + 1) { grid-column: span 6; }
	.hkloan .hkl-col-csz { grid-column: span 3; }
	.hkloan .hkl-col-name { grid-column: span 3; }
}

.hkloan .hkl-fieldset {
	border: 0;
	padding: 0;
	margin: 0 0 18px;
	min-width: 0;
}

/* ── Not-applicable tick ────────────────────────────────────────────────── */

.hkloan .hkl-na {
	display: inline-flex;
	align-items: center;
	gap: 7px;
	margin-top: 8px;
	font-size: 13.5px;
	color: var(--hkl-ink-3);
	cursor: pointer;
}

.hkloan .hkl-na input {
	appearance: none;
	-webkit-appearance: none;
	position: relative;
	width: 17px;
	height: 17px;
	border: 1.5px solid #9aa8a2;
	border-radius: 4px;
	background: #fff;
	cursor: pointer;
}

.hkloan .hkl-na input:checked {
	background: var(--hkl-ink-3);
	border-color: var(--hkl-ink-3);
}

.hkloan .hkl-na input:checked::after {
	content: "";
	position: absolute;
	left: 5px;
	top: 1.5px;
	width: 4px;
	height: 9px;
	border: solid #fff;
	border-width: 0 2px 2px 0;
	transform: rotate(43deg);
}

.hkloan input:disabled,
.hkloan textarea:disabled {
	background: #f2f4f0;
	color: #a3aca8;
}

/* ── Declarations ───────────────────────────────────────────────────────── */

.hkloan .hkl-decl {
	border: 0;
	border-top: 1px solid var(--hkl-rule-soft);
	padding: 16px 0 0;
	margin: 0 0 18px;
	min-width: 0;
}

.hkloan .hkl-decl:first-of-type {
	border-top: none;
	padding-top: 0;
}

.hkloan .hkl-decl-q {
	display: flex;
	gap: 9px;
	align-items: flex-start;
	font-size: 15px;
	font-weight: 500;
	line-height: 1.45;
	padding: 0;
	margin-bottom: 11px;
}

.hkloan .hkl-decl-n {
	flex: 0 0 22px;
	width: 22px;
	height: 22px;
	display: grid;
	place-items: center;
	border-radius: 6px;
	background: var(--hkl-ink);
	color: #fff;
	font-size: 12px;
	font-weight: 600;
}

.hkloan .hkl-decl-cols {
	display: grid;
	gap: 12px;
}

@media (min-width: 560px) {
	.hkloan .hkl-decl-cols:has(.hkl-decl-col + .hkl-decl-col) {
		grid-template-columns: 1fr 1fr;
	}
}

.hkloan .hkl-decl-who {
	display: block;
	font-size: 12px;
	font-weight: 600;
	color: var(--hkl-ink-3);
	margin-bottom: 5px;
}

.hkloan .hkl-choice-tight {
	padding: 10px 12px;
	min-height: 44px;
}

/* ── Disclosures ────────────────────────────────────────────────────────── */

.hkloan .hkl-disc {
	padding-top: 20px;
	margin-bottom: 22px;
	border-top: 1px solid var(--hkl-rule-soft);
}

.hkloan .hkl-disc:first-of-type {
	padding-top: 0;
	border-top: none;
}

.hkloan .hkl-disc-title {
	font-size: 15.5px;
	font-weight: 600;
	letter-spacing: -0.01em;
	margin-bottom: 9px;
}

.hkloan .hkl-disc-body {
	max-height: 210px;
	overflow-y: auto;
	-webkit-overflow-scrolling: touch;
	padding: 13px 15px;
	background: #f5f7f2;
	border: 1px solid var(--hkl-rule);
	border-radius: var(--hkl-radius-sm);
	font-size: 13px;
	line-height: 1.6;
	color: var(--hkl-ink-2);
}

.hkloan .hkl-disc-body p + p {
	margin-top: 9px;
}

.hkloan .hkl-disc-ack {
	margin-top: 11px;
}

/* ── Required documents ─────────────────────────────────────────────────── */

.hkloan .hkl-docs {
	display: grid;
	gap: 14px;
	grid-column: span 12;
}

@media (min-width: 560px) {
	.hkloan .hkl-docs {
		grid-template-columns: 1fr 1fr;
	}
}

.hkloan .hkl-doc h4 {
	font-size: 13.5px;
	font-weight: 600;
	margin-bottom: 5px;
}

.hkloan .hkl-doc ul {
	margin: 0;
	padding-left: 18px;
	font-size: 13.5px;
	line-height: 1.6;
	color: var(--hkl-ink-2);
}